Auto Insurance via Internet attracts growing number of supporters, because the advantage in price and service on the client side. Additional information at Mashable supports this article. Indeed, why spend the time to visit the offices of insurance companies, when You can solve all problems, not getting up from the computer? The more so because often car insurance via the Internet promises and economic benefits in the form of special price offers. In several countries of Western Europe the growth of the market on-line car insurance is 70% per year, and some of them the volume of transactions concluded via the Internet, has reached 4% of total sales of insurance policies. In Ukraine, this type of distribution of insurance services appeared relatively recently, however, over the past 2 years have already acquired their supporters. Today in the Ukrainian Internet, there are 4 different models of providing this service, and each one has its own advantages and disadvantages.
1.On-line car insurance through Insurance company an important advantage in this case is the price of insurance, which many operators are lower than when buying through the branch. When ordering on-line margin does not include operating expenses for the maintenance of network and, consequently, reduces the cost of the policy. The disadvantage of solutions is the lack of alternative proposals: insurance – the service is not cheap, and sometimes the difference in price for the same content in different policy Companies can reach several thousand hryvnia. Also, when buying a policy with an insurance company, it is unlikely the latter will focus on his weaknesses, such as, for example, the possibility of obtaining compensation without reference gai, etc. 2.Sayty allowing to calculate and order policy in various insurance companies in the on-line in this case, the client has at least two advantages: the opportunity to save on the costs of the policy and compare the cost of the same content services from different operators.
Nevertheless, often by buying the policy so that customers are faced with the impossibility of pre-acquainted with the treaties car insurance operators and their history of payments, which ultimately increases the risks of obtaining insurance reimbursement. 3.On-line auto insurance, suggesting sending customer data to insurance agents from different companies. This way of purchasing insurance eliminates drawbacks of the first two, but has it's own. Not all customers like the fact that their data is written to the various agents (10 or more) that in the coming days bombarded them with letters and calls. Of course, it can qualitatively compare and choose the best offer, but sometimes also causes negative emotions. 4.On-line auto insurance on the principle of "one window" This type of insurance involves sending the application independent expert, who selects the proposals to partner companies on an individual basis. Perhaps, in today's reality – is one of the best solutions, in which an expert makes a miscalculation value of the policy on several insurance companies, provides "wholesale" discounts, offers all the necessary information about the contract and payment history of any company. The client can only be defined with the most suitable offer. Summary Whichever method of buying the policy you choose, remember that, ultimately, the price is not the most important factor when selecting an insurance company and the options contract. Much most important confidence that you and your car are protected from all possible situations on the road.